Media
Our Office
115 East Main Street, Suite A1B-9C
Buford, GA 30518
Directions
Call us today at 678-541-6770 for a free consultation
or Book an appointment online at: https://koalendar.com/e/meet-with-ken-parker
We are conveniently located close to the Mall of Georgia in historic downtown Buford in the old tannery building in the Executive offices at Toast and Jam Community.
Bankruptcy, Chapter 7, Chapter 13
A Chapter 13 bankruptcy is a debt consolidation and repayment plan. Most of your debts are consolidated into a single payment made at regular intervals determined by the court, usually based on how often you are paid. While you are in a Chapter 13 plan, you are protected from creditors by the courts until your debts are paid. A Chapter 13 plan stops foreclosures, repossessions, creditor harassment, garnishments and lawsuits.
A Chapter 7 Bankruptcy Case is called the Fresh Start Chapter. In this type of bankruptcy case, most of your debt is wiped out and you are given a fresh, clean slate to start over. A Chapter 7 case will stop creditor harassment, lawsuits, garnishments and lawsuits.
After the 2005 Bankruptcy code change, every individual who files for bankruptcy relief using a Chapter 7 or 13 must obtain a certificate of credit counseling from an approved credit counseling source: Here are a few companies to choose from: You can do the credit counseling by Phone, on the Web or in Person.
Directions to Court houses:
Northern District Courts:
Atlanta Division:
https://www.ganb.uscourts.gov/content/atlanta
Gainesville Division:
https://www.ganb.uscourts.gov/content/gainesville
Newnan Division:
https://www.ganb.uscourts.gov/content/newnan
Rome Division:
https://www.ganb.uscourts.gov/content/rome
Middle District Courts
Athens Division
http://www.gamb.uscourts.gov/athens.htm
Macon Division
http://www.gamb.uscourts.gov/macon.htm
Learn the value of your home:
http://cyberhomes.com/
Automobile Valuation:
http://www.nadaguides.com/Cars/Research-Center
Credit Counseling:
Below are some documents that will help you learn more about Bankruptcy and the process. Feel free to call me at 678-541-6770 for a FREE CONSULTATION.