The people I look up to have had some impact on my 46+ years but on occasion, I run across people who I can't help but admire. Recently, I met with a gentleman who is working 2 full time jobs. Job # 1 is an over-nighter - 11pm until 7:30am, then he goes to his 2nd full time job from 8:30pm until 5:00pm. On top of that he is close to 65 years old. This gentleman works hard, 16 hours a day and when I spoke to him, he had a quiet way about him, saying that he does what he has to do to make ends meet.

"Time is more valuable than money. You can get more money, but you cannot get more time." - Jim Rohn

I see it a lot. Parents missing time with their kids – Be it baseball, softball, football, soccer or Lacrosse games or not being at home during the evenings because they have to work. If you are working more than one job trying to keep up with your bills, bankruptcy may offer you a chance to spend more time with family. Call me today for a free consultation.
Ken Parker – 678-541-6770

"He who loses money, loses much; He who loses a friend, loses much more; He who loses faith, loses all".
Eleanor Roosevelt

If you have lost a job and are struggling financially, all is not lost. Call me today for a free consultation. 678-541-6770 or 404-378-0600. Open late today.

When should you consider Bankruptcy? Ask yourself if any of the below apply to you.

Bills are stacking up?
Are you living paycheck to paycheck?
Never answer the phone without checking caller ID?
Know your rights when talking to creditors?
Rarely have enough money to cover monthly bills?
Usually only pay the minimum payments or less?
Put off paying a bill because you have to put food on the table?
The phrase "robbing Peter to pay Paul" applies to you?
Can't afford to miss even a single day of work?
You can't see yourself getting out from under your debts?

The Government has started a partial shutdown, but not all governmental operations have stopped. The Bankruptcy Courts are not affected, at least not currently. Below is an e-mail sent out from the Northern District of Georgia Clerk of Court for the Bankruptcy Courts.

Exemptions ... In a BOX.

Every day, prospective clients call inquiring about bankruptcy options and one of the most asked questions is: Will I lose my property if I file a Chapter 7? Most of the time, the answer is NO.

 The Mortgage Forgiveness Debt Relief Act and Debt Cancellation

Recently, I’ve had a couple of clients come in who are about to get married and who were considering filing a Chapter 7 bankruptcy. The question they asked is: “Should they file bankruptcy before they got married or wait until afterward”.  In a lot of cases, it makes sense that a person would file a Chapter 7 before getting married.

New Bankruptcy Fees: